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Oxbow Partners is a management consultancy exclusively serving the insurance industry. Our clients include leadership teams at some of the most prominent carriers, brokers, service companies and investors in Europe and Bermuda.

Senior executives choose Oxbow Partners when they want a fresh perspective from a high-calibre team of industry specialists that thinks deeply about each client’s unique situation and has a track-record of delivering insight and impact.

We work on strategy, operations and technology and often we support clients across all of these areas and make transformations real. We also assist investors with M&A.

Our Market Intelligence team offers unique analysis into the UK market and global reinsurance. It maintains our UK Motor Market Model, a fundamental, bottom-up analysis and projection of market performance.

Other areas of specialism include sustainability in insurance and InsurTech and innovation. We publish numerous articles, briefing notes and reports on these topics each year.

Since 2021 we have been featured as a leading UK management consulting firm by the Financial Times. In 2023 we became a B Corp, indicating our commitment to balance purpose and profit.


Strategy: We help management teams understand their options and trade-offs and make robust decisions.

Operations: We use our industry expertise to build detailed, bespoke operating models and processes aligned to the specific features of your strategy.

Technology: We recognise that technology is a fundamental shaper and enabler of modern strategy and support with architecture design and vendor selection.

Strategic transformation: We help organisations transform by connecting strategy to delivery, ensuring that delivery both aligns to strategy and shapes it.

We loved Oxbow Partners’ deep insurance expertise and collaborative approach as it resulted in a practical operating model with global buy-in. They challenged us to stretch our thinking and we now have greater confidence in execution.

Garance Wattez-Richard, CEO, AXA Emerging Customers

We valued Oxbow Partners’ insight into the reinsurance industry and collaborative approach highly when we were defining our Group strategic initiatives.

Jean-Jacques Henchoz, Group CEO, Hannover Re

Oxbow Partners used their impressive knowledge of the UK retail insurance market to help us develop our strategy and create a detailed but pragmatic operating model. The team brought a strong, results-driven approach but also worked collaboratively and collegiately with our team.

Amir Goshtai, Financial Services Director, JLP

Oxbow Partners work helping us understand the likely impacts of GIPP on the home insurance market was key to our investment decision

Duncan Ramsay, Partner, ECI

Oxbow Partners supported us on the CDD of a fast-growing InsurTech. We really valued their deep sector knowledge and pragmatic approach. Over a two-week period, the team helped us to quickly understand the opportunity and competitor landscape, and the complexities of the target’s business model and potential risks.

Marco Cazzola, Investment Director, Kyron (Ardonagh)

“Oxbow Partners’ extensive knowledge of the industry and vendor landscape allowed us to quickly identify a technology partner to support our growth ambitions.”

Marianne Harvey, COO, AEGIS London

Working with Oxbow Partners felt like a partnership. The team are adept at balancing strategic thinking with a clear understanding of the content and can engage a senior team to gain consensus on a complex topic

Sean McGovern, CEO AXA XL UK & Lloyd’s

Oxbow Partners combines granular expertise and a truly global perspective of this rapidly evolving, complex set of issues. Most importantly, however, I found the Oxbow Partners to be good listeners, collaborative and open minded; in sum, ideal partners.

Stephen Weinstein, former Chair, Bermuda Business Development Agency


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