2025 Unwrapped

16 December, 2025

2025 Market Insights Unwrapped:
Your Guide to 2026 Strategy

As 2025 – and our 10th year of Oxbow Partners – draws to a close, we revisit the findings from our five flagship reports in 2025.

This page provides you with the essential data points and strategic recommendations needed to navigate the challenges and opportunities ahead in the insurance market.

1. Navigating M&A in the London Market

8 April, 2025

Our first report of the year, ‘Navigating M&A in the London Market‘, uncovered that despite strong financial performance in 2023 and 2024 (COR below 90%), the London Market remains undervalued, presenting significant M&A opportunities for strategic investors.

Read here

2. Avoiding the Potholes: Profitability in the UK Motor Market

27 May, 2025

In May, our Motor Report found that UK Motor profitability was being squeezed between high claims inflation and pricing restrictions.

Read here

3. Cracks beneath the surface: The UK Home Insurance Market

1 October, 2025

Our Home Report revealed the persistent challenges facing the UK Home insurance market from rising claims severity and climate volatility, exposing structural issues.

Read here

4. CEO Agenda 2026: Corporate & Specialty

9 November, 2025

Released in November, the Corporate & Specialty CEO Agenda for 2026 warned that after a period of strong profitability, the Lloyd’s and London Market is entering a more challenging chapter. A strong strategic shift is needed in order for executive teams to see success over the next 12 months.

Read here

5. Helping to Secure the Future Through Insurance

20 November, 2025

Our joint report with the London Market Group highlighted the London Market’s indispensable role in unlocking the global clean, resilient energy transition.

Read here

Happy Holidays! We look forward to providing more market-leading insights and working with you in 2026.